"CONDITIONS D’UTILISATION ET AVIS D’EXONÉRATION DE RESPONSABILITÉ" "https://www.banqueducanada.ca/conditions-utilisation-avis/" "TITRE" "Taux d’intérêt demandés sur les prêts nouveaux et existants consentis par les banques à charte - Crédit à la consommation" "DESCRIPTION" "Données de fin de mois, taux (en pourcentage)" "LIEN" "https://www.banqueducanada.ca/?p=197474" "SÉRIES" "id","label","description" "V122667803","Ensemble du crédit à la consommation","Crédit à la consommation - Avances de fonds pour prêts non hypothècaires" "V122667804","Prêts personnels","Crédit à la consommation - Avances de fonds pour prêts non hypothècaires - Ensemble du crédit à la consommation" "V122667805","Dont : Prêts automobiles","Crédit à la consommation - Avances de fonds pour prêts non hypothècaires - Ensemble du crédit à la consommation - Prêts personnels" "V122667806","Marges de crédit personnelles garanties","Crédit à la consommation - Avances de fonds pour prêts non hypothècaires - Ensemble du crédit à la consommation" "V122667807","Marges de crédit personnelles non garanties","Crédit à la consommation - Avances de fonds pour prêts non hypothècaires - Ensemble du crédit à la consommation" "V122667808","Autres prêts aux particuliers","Crédit à la consommation - Avances de fonds pour prêts non hypothècaires - Ensemble du crédit à la consommation" "V122667809","Ensemble du crédit à la consommation","Crédit à la consommation - Encours des prêts non hypothécaires" "V122667810","Prêts personnels","Crédit à la consommation - Encours des prêts non hypothécaires - Ensemble du crédit à la consommation" "V122667811","Dont : Prêts automobiles","Crédit à la consommation - Encours des prêts non hypothécaires - Ensemble du crédit à la consommation - Prêts personnels" "V122667812","Prêts sur carte de crédit","Crédit à la consommation - Encours des prêts non hypothécaires - Ensemble du crédit à la consommation" "V122667813","Marges de crédit personnelles garanties","Crédit à la consommation - Encours des prêts non hypothécaires - Ensemble du crédit à la consommation" "V122667814","Marges de crédit personnelles non garanties","Crédit à la consommation - Encours des prêts non hypothécaires - Ensemble du crédit à la consommation" "V122667815","Autres prêts aux particuliers","Crédit à la consommation - Encours des prêts non hypothécaires - Ensemble du crédit à la consommation" "OBSERVATIONS" "date","V122667803","V122667804","V122667805","V122667806","V122667807","V122667808","V122667809","V122667810","V122667811","V122667812","V122667813","V122667814","V122667815" "2013-01-01","5.75","5.87","","3.49","5.94","13.46","","","","","","","" "2013-02-01","5.65","5.52","","3.49","5.78","13.08","","","","","","","" "2013-03-01","5.62","5.62","","3.48","5.93","12.49","","","","","","","" "2013-04-01","5.39","5.52","","3.50","5.95","12.12","","","","","","","" "2013-05-01","5.42","5.51","","3.49","5.97","11.19","","","","","","","" "2013-06-01","5.25","5.17","","3.48","5.94","11.40","","","","","","","" "2013-07-01","5.38","5.18","","3.51","6.01","11.80","","","","","","","" "2013-08-01","5.47","5.20","","3.51","5.99","13.17","","","","","","","" "2013-09-01","5.47","5.39","","3.50","5.91","12.93","","","","","","","" "2013-10-01","5.58","5.54","","3.49","6.04","13.74","","","","","","","" "2013-11-01","5.63","5.67","","3.50","6.05","12.42","","","","","","","" "2013-12-01","5.51","5.65","","3.50","5.98","12.16","","","","","","","" "2014-01-01","5.78","5.76","","3.50","6.03","13.48","","","","","","","" "2014-02-01","5.64","5.48","","3.50","5.88","12.84","","","","","","","" "2014-03-01","5.69","5.47","","3.48","6.04","13.30","","","","","","","" "2014-04-01","5.49","5.29","","3.48","6.04","12.32","","","","","","","" "2014-05-01","5.35","4.95","","3.47","6.07","12.21","","","","","","","" "2014-06-01","5.40","5.39","","3.46","6.08","12.10","","","","","","","" "2014-07-01","5.36","5.26","","3.44","6.05","11.89","","","","","","","" "2014-08-01","5.42","5.00","","3.44","6.08","13.07","","","","","","","" "2014-09-01","5.32","4.87","","3.42","5.99","12.83","","","","","","","" "2014-10-01","5.46","5.00","","3.45","6.10","12.87","","","","","","","" "2014-11-01","5.47","5.14","","3.41","6.14","13.40","","","","","","","" "2014-12-01","5.46","5.26","","3.38","6.07","13.74","","","","","","","" "2015-01-01","5.52","5.41","","3.27","5.96","13.87","","","","","","","" "2015-02-01","5.43","5.22","","3.27","5.85","13.09","","","","","","","" "2015-03-01","5.41","5.18","","3.24","5.99","13.33","","","","","","","" "2015-04-01","5.20","4.89","","3.23","5.98","12.58","","","","","","","" "2015-05-01","5.20","5.05","","3.22","6.02","12.69","","","","","","","" "2015-06-01","5.18","5.18","","3.22","6.01","12.72","","","","","","","" "2015-07-01","5.09","5.08","","3.08","5.88","11.97","","","","","","","" "2015-08-01","5.00","4.75","","3.06","5.85","12.04","","","","","","","" "2015-09-01","5.06","4.71","","3.07","5.74","12.94","","","","","","","" "2015-10-01","5.15","4.82","","3.06","5.89","13.43","","","","","","","" "2015-11-01","5.16","4.89","","3.07","5.93","12.91","","","","","","","" "2015-12-01","5.24","4.98","","3.07","5.87","13.30","","","","","","","" "2016-01-01","5.22","4.97","","3.08","5.89","13.24","","","","","","","" "2016-02-01","5.19","4.83","","3.09","5.75","13.24","","","","","","","" "2016-03-01","5.20","4.84","","3.07","5.97","13.32","","","","","","","" "2016-04-01","5.00","4.74","","3.06","5.94","12.78","","","","","","","" "2016-05-01","4.95","4.69","","3.04","5.94","12.46","","","","","","","" "2016-06-01","4.87","4.66","","3.01","5.96","12.29","","","","","","","" "2016-07-01","4.86","4.49","3.76","3.01","5.92","14.32","5.83","4.37","4.05","17.97","3.15","6.19","4.79" "2016-08-01","4.98","4.43","3.71","3.02","5.90","13.93","5.85","4.37","4.03","18.11","3.14","6.20","4.82" "2016-09-01","5.03","4.56","3.78","3.02","5.86","14.50","5.84","4.33","3.95","18.28","3.14","6.19","4.35" "2016-10-01","5.06","4.54","3.81","3.02","6.01","13.84","5.84","4.31","3.96","18.24","3.14","6.20","4.41" "2016-11-01","5.08","4.72","4.05","3.00","6.02","14.08","5.84","4.31","3.95","18.31","3.13","6.22","4.34" "2016-12-01","5.16","4.87","4.15","3.01","5.94","14.12","5.83","4.30","3.95","18.15","3.13","6.22","4.18" "2017-01-01","5.26","4.84","4.25","3.03","6.00","14.01","5.94","4.31","3.95","18.47","3.13","6.22","4.23" "2017-02-01","5.17","4.68","4.16","3.03","5.87","14.85","5.94","4.30","3.95","18.74","3.13","6.22","4.16" "2017-03-01","5.07","4.55","3.91","2.99","6.08","14.90","5.84","4.30","3.93","18.14","3.13","6.34","4.07" "2017-04-01","4.86","4.47","3.80","2.97","6.09","13.09","5.87","4.28","3.92","18.37","3.13","6.38","4.02" "2017-05-01","4.83","4.62","3.91","2.91","6.06","13.87","5.87","4.27","3.91","18.47","3.11","6.38","4.13" "2017-06-01","4.77","4.79","3.99","2.87","6.08","13.40","5.88","4.27","3.90","18.64","3.11","6.37","4.02" "2017-07-01","4.96","4.91","4.17","3.09","6.36","12.97","5.99","4.29","3.91","18.54","3.28","6.63","4.28" "2017-08-01","5.04","4.84","4.07","3.12","6.28","13.82","5.96","4.29","3.91","18.42","3.28","6.63","4.22" "2017-09-01","5.38","4.70","3.92","3.38","7.01","14.26","6.15","4.30","3.91","18.76","3.46","6.86","4.32" "2017-10-01","5.33","4.86","4.18","3.41","6.68","11.96","6.13","4.30","3.91","18.63","3.46","6.87","4.41" "2017-11-01","5.39","5.07","4.38","3.41","6.65","12.39","6.17","4.31","3.92","18.75","3.46","6.89","4.22" "2017-12-01","5.59","5.17","4.45","3.42","6.55","13.91","6.18","4.32","3.93","18.57","3.45","6.89","4.19" "2018-01-01","5.67","5.26","4.70","3.63","6.79","14.62","6.31","4.35","3.95","18.74","3.63","7.12","4.46" "2018-02-01","5.72","5.34","4.89","3.67","6.74","14.48","6.32","4.37","3.96","18.92","3.64","7.15","4.46" "2018-03-01","5.71","5.32","4.74","3.65","6.89","15.67","6.43","4.39","3.98","18.47","3.64","7.16","4.22" "2018-04-01","5.55","5.28","4.67","3.65","6.79","14.38","6.27","4.41","4.00","18.58","3.64","7.16","4.41" "2018-05-01","5.43","5.27","4.69","3.52","6.85","14.05","6.27","4.41","4.02","18.64","3.62","7.18","4.37" "2018-06-01","5.41","5.32","4.68","3.46","6.78","14.83","6.28","4.43","4.04","18.65","3.61","7.17","4.33" "2018-07-01","5.55","5.26","4.62","3.66","7.07","14.41","6.40","4.49","4.06","18.65","3.78","7.40","4.63" "2018-08-01","5.68","5.29","4.57","3.67","7.00","15.59","6.62","4.48","4.08","18.86","3.77","7.42","4.49" "2018-09-01","5.71","5.32","4.63","3.77","6.99","14.98","6.63","4.49","4.09","18.94","3.77","7.41","4.44" "2018-10-01","6.00","5.50","4.87","3.99","7.38","15.56","6.73","4.53","4.12","18.91","3.92","7.63","4.69" "2018-11-01","6.17","5.72","5.02","4.04","7.43","15.74","6.78","4.55","4.14","18.96","3.94","7.69","4.68" "2018-12-01","6.28","5.85","5.16","4.13","7.33","16.05","6.80","4.58","4.17","18.85","3.94","7.70","4.89" "2019-01-01","6.39","5.91","5.38","4.17","7.42","14.90","6.81","4.60","4.19","19.16","3.94","7.71","4.64" "2019-02-01","6.39","5.73","5.32","4.18","7.33","15.86","6.87","4.66","4.22","19.35","3.95","7.73","5.26" "2019-03-01","6.53","5.73","5.20","4.33","7.50","15.49","7.31","4.69","4.25","18.86","4.37","7.75","5.18" "2019-04-01","6.28","5.68","5.13","4.32","7.32","14.76","6.83","4.71","4.28","18.99","3.95","7.76","5.31" "2019-05-01","6.03","5.58","4.97","4.10","7.38","15.20","6.85","4.73","4.30","19.02","3.95","7.77","5.20" "2019-06-01","5.96","5.69","5.02","4.07","7.34","15.11","6.88","4.76","4.34","19.09","3.95","7.76","5.16" "2019-07-01","5.95","5.49","4.84","4.05","7.33","14.89","6.88","4.77","4.35","19.07","3.95","7.76","5.38" "2019-08-01","5.96","5.41","4.70","4.04","7.07","15.53","6.89","4.78","4.37","19.10","3.94","7.74","5.27" "2019-09-01","5.93","5.42","4.75","4.04","7.06","15.22","6.91","4.79","4.38","19.22","3.94","7.73","5.37" "2019-10-01","5.95","5.55","4.90","4.03","7.19","14.82","6.89","4.81","4.40","19.18","3.94","7.73","5.30" "2019-11-01","6.09","5.65","4.95","4.03","7.34","15.11","6.92","4.82","4.42","19.26","3.93","7.77","5.25" "2019-12-01","6.12","5.64","4.94","4.07","7.32","15.95","6.94","4.82","4.43","19.14","3.93","7.78","5.37" "2020-01-01","6.28","5.71","5.11","4.07","7.38","16.14","6.95","4.83","4.44","19.36","3.93","7.80","5.26" "2020-02-01","6.12","5.61","5.16","4.09","7.23","15.61","6.93","4.84","4.46","19.46","3.92","7.77","5.24" "2020-03-01","4.80","5.49","5.05","2.79","5.71","13.54","6.15","4.78","4.46","19.11","3.00","6.41","4.33" "2020-04-01","4.64","5.85","5.24","2.71","5.64","11.72","6.03","4.76","4.47","19.40","2.94","6.26","4.04" "2020-05-01","4.56","5.09","4.59","2.70","5.68","12.09","5.90","4.77","4.47","18.93","2.92","6.24","3.98" "2020-06-01","4.51","4.73","4.26","2.69","5.69","13.87","5.91","4.75","4.46","19.04","2.91","6.23","4.06" "2020-07-01","4.45","4.61","4.15","2.65","5.71","13.98","5.88","4.73","4.44","19.01","2.90","6.21","4.00" "2020-08-01","4.41","4.73","4.15","2.62","5.67","13.04","5.90","4.72","4.43","19.17","2.88","6.20","4.13" "2020-09-01","4.30","4.60","4.03","2.60","5.56","12.70","5.89","4.70","4.41","19.33","2.87","6.17","4.14" "2020-10-01","4.32","4.78","4.14","2.54","5.74","12.42","5.83","4.69","4.40","19.17","2.85","6.16","4.00" "2020-11-01","4.43","4.85","4.23","2.53","5.78","13.69","5.86","4.69","4.39","19.32","2.83","6.19","4.14" "2020-12-01","4.29","4.79","4.19","2.54","5.65","13.11","5.81","4.68","4.39","19.24","2.82","6.18","3.99" "2021-01-01","4.37","5.90","4.45","2.48","5.72","12.03","5.91","5.30","4.54","19.43","2.80","6.19","3.93" "2021-02-01","4.43","5.78","4.54","2.52","5.62","12.40","5.84","5.29","4.54","19.53","2.78","6.17","3.90" "2021-03-01","4.12","5.43","4.18","2.51","5.75","9.53","5.79","5.28","4.53","19.06","2.76","6.15","4.00" "2021-04-01","4.35","5.70","4.44","2.52","5.70","11.48","5.77","5.27","4.52","19.25","2.74","6.12","4.07" "2021-05-01","4.43","6.10","4.64","2.52","5.72","11.29","5.76","5.26","4.52","19.30","2.72","6.11","4.16" "2021-06-01","4.37","5.86","4.39","2.50","5.65","11.29","5.78","5.35","4.62","19.42","2.70","6.09","4.15" "2021-07-01","4.46","5.95","4.51","2.50","5.74","11.33","5.77","5.36","4.63","19.36","2.69","6.08","4.08" "2021-08-01","4.61","6.31","4.79","2.50","5.74","11.64","5.80","5.36","4.63","19.51","2.67","6.08","4.21" "2021-09-01","4.83","6.45","4.84","2.70","5.68","12.67","5.82","5.37","4.63","19.64","2.66","6.07","4.09" "2021-10-01","4.67","6.40","4.97","2.52","5.84","12.52","5.80","5.38","4.64","19.65","2.64","6.06","4.03" "2021-11-01","4.71","6.88","5.04","2.53","5.91","12.32","5.89","5.40","4.65","19.70","2.63","6.08","4.12" "2021-12-01","4.64","6.56","4.98","2.55","5.80","12.88","5.89","5.41","4.66","19.56","2.62","6.07","3.97" "2022-01-01","4.55","6.32","5.08","2.53","5.85","11.91","5.89","5.42","4.67","19.77","2.62","6.08","3.99" "2022-02-01","4.60","6.25","5.11","2.55","5.76","13.13","5.88","5.43","4.68","19.98","2.61","6.06","4.06" "2022-03-01","4.75","6.39","5.23","2.72","6.13","12.27","5.88","5.45","4.70","19.29","2.74","6.29","4.16" "2022-04-01","5.01","6.73","5.52","3.11","6.57","11.76","6.16","5.51","4.72","19.66","3.02","6.74","4.40" "2022-05-01","5.14","7.06","5.80","3.16","6.61","12.03","6.21","5.54","4.77","19.68","3.03","6.78","4.58" "2022-06-01","5.59","7.48","6.15","3.59","7.09","12.27","6.48","5.62","4.82","19.89","3.32","7.28","4.84" "2022-07-01","6.36","7.90","6.62","4.39","8.11","12.44","6.90","5.72","4.89","19.75","3.87","8.11","5.46" "2022-08-01","6.62","8.00","6.79","4.52","8.13","12.98","6.98","5.79","4.97","19.94","3.90","8.21","5.64" "2022-09-01","7.30","8.23","6.98","5.26","8.81","14.47","7.35","5.92","5.08","20.05","4.35","8.93","5.70" "2022-10-01","7.83","8.43","7.21","5.80","9.44","14.56","7.59","6.01","5.16","19.95","4.64","9.39","6.37" "2022-11-01","8.01","9.35","7.66","5.88","9.50","13.29","7.68","6.08","5.23","20.11","4.68","9.53","6.25" "2022-12-01","8.41","9.35","7.89","6.37","9.84","15.29","7.93","6.17","5.31","19.93","4.98","10.02","6.88" "2023-01-01","8.75","9.34","8.03","6.63","10.24","14.51","8.08","6.25","5.40","20.21","5.13","10.28","7.14" "2023-02-01","8.69","9.05","7.83","6.65","10.09","15.27","8.14","6.32","5.47","20.34","5.16","10.32","7.19" "2023-03-01","8.59","8.93","7.65","6.55","10.20","15.32","8.08","6.40","5.55","19.72","5.17","10.32","7.12" "2023-04-01","8.44","9.03","7.69","6.55","10.17","14.03","7.89","6.47","5.63","19.21","4.79","10.32","8.45" "2023-05-01","8.43","9.14","7.65","6.48","10.15","14.34","8.26","6.56","5.72","20.12","5.22","10.33","7.44" "2023-06-01","8.47","9.00","7.60","6.58","10.48","15.44","8.46","6.66","5.82","20.41","5.39","10.57","7.54" "2023-07-01","8.78","9.19","7.87","6.84","10.80","15.61","8.61","6.75","5.90","20.29","5.56","10.86","7.84" "2023-08-01","8.89","9.39","8.01","6.92","10.76","15.19","8.67","6.83","5.99","20.40","5.58","10.90","7.83" "2023-09-01","9.04","9.46","8.12","7.02","10.71","15.59","8.75","6.91","6.07","20.54","5.61","10.90","7.76" "2023-10-01","9.04","9.46","8.19","7.07","10.83","14.84","8.76","6.98","6.15","20.37","5.62","10.91","7.87" "2023-11-01","9.15","10.05","8.33","7.07","10.89","14.47","8.84","7.06","6.23","20.52","5.65","10.93","7.84" "2023-12-01","9.05","9.73","8.21","7.09","10.80","15.00","8.86","7.11","6.28","20.38","5.66","10.94","7.83" "2024-01-01","9.19","9.59","8.24","7.09","10.90","14.48","8.91","7.18","6.35","20.63","5.68","10.95","7.88" "RÉVISIONS" 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