{ "terms": { "url": "https://www.banqueducanada.ca/conditions-utilisation-avis/" }, "groupDetail": { "label": "La proportion de nouveaux prêts hypothécaires assortis d’un ratio de prêt au revenu élevé est en hausse", "description": "Part des nouveaux prêts hypothécaires dont le ratio de prêt au revenu est supérieur à 450 %, données trimestrielles\n\nDernière observation : 2020T4\n\nNota : Les données incluent les prêts consentis par des institutions financières sous réglementation fédérale pour l’acquisition d’un logement ou un refinancement hypothécaire. Les prêts hypothécaires dont le rapport prêt-valeur est supérieur à 80 % (prêts à RPV élevé) doivent être assurés. Les prêts hypothécaires à faible rapport prêt-valeur (prêts à faible RPV) affichent un RPV de 80 % ou moins.\n\nSources : ministère des Finances du Canada, relevés réglementaires soumis par les banques canadiennes et calculs de la Banque du Canada", "link": "https://www.banqueducanada.ca/?p=220262" }, "seriesDetail": { "FSHUB_20210317_C10_S1": { "label": "Total des prêts hypothécaires", "description": "", "dimension": { "key": "d", "name": "Date" } }, "FSHUB_20210317_C10_S2": { "label": "Prêts hypothécaires à RPV élevé", "description": "", "dimension": { "key": "d", "name": "Date" } }, "FSHUB_20210317_C10_S3": { "label": "Prêts hypothécaires à faible RPV", "description": "", "dimension": { "key": "d", "name": "Date" } } }, "observations": [ { "d": "2014-01-01", "FSHUB_20210317_C10_S3": { "v": "12.4" }, "FSHUB_20210317_C10_S1": { "v": "12.3" }, "FSHUB_20210317_C10_S2": { "v": "11.7" } }, { "d": "2014-04-01", "FSHUB_20210317_C10_S1": { "v": "12.0" }, "FSHUB_20210317_C10_S2": { "v": "12.1" }, "FSHUB_20210317_C10_S3": { "v": "12.0" } }, { "d": "2014-07-01", "FSHUB_20210317_C10_S1": { "v": "13.6" }, "FSHUB_20210317_C10_S2": { "v": "14.9" }, "FSHUB_20210317_C10_S3": { "v": "13.2" } }, { "d": "2014-10-01", "FSHUB_20210317_C10_S3": { "v": "13.6" }, "FSHUB_20210317_C10_S2": { "v": "15.6" }, "FSHUB_20210317_C10_S1": { "v": "14.0" } }, { "d": "2015-01-01", "FSHUB_20210317_C10_S3": { "v": "14.0" }, "FSHUB_20210317_C10_S2": { "v": "16.1" }, "FSHUB_20210317_C10_S1": { "v": "14.3" } }, { "d": "2015-04-01", "FSHUB_20210317_C10_S3": { "v": "15.7" }, "FSHUB_20210317_C10_S2": { "v": "16.0" }, "FSHUB_20210317_C10_S1": { "v": "15.7" } }, { "d": "2015-07-01", "FSHUB_20210317_C10_S3": { "v": "16.9" }, "FSHUB_20210317_C10_S2": { "v": "18.9" }, "FSHUB_20210317_C10_S1": { "v": "17.3" } }, { "d": "2015-10-01", "FSHUB_20210317_C10_S2": { "v": "19.1" }, "FSHUB_20210317_C10_S1": { "v": "17.1" }, "FSHUB_20210317_C10_S3": { "v": "16.6" } }, { "d": "2016-01-01", "FSHUB_20210317_C10_S3": { "v": "16.6" }, "FSHUB_20210317_C10_S1": { "v": "16.9" }, "FSHUB_20210317_C10_S2": { "v": "18.9" } }, { "d": "2016-04-01", "FSHUB_20210317_C10_S3": { "v": "16.7" }, "FSHUB_20210317_C10_S2": { "v": "17.3" }, "FSHUB_20210317_C10_S1": { "v": "16.8" } }, { "d": "2016-07-01", "FSHUB_20210317_C10_S3": { "v": "18.2" }, "FSHUB_20210317_C10_S2": { "v": "20.8" }, "FSHUB_20210317_C10_S1": { "v": "18.6" } }, { "d": "2016-10-01", "FSHUB_20210317_C10_S1": { "v": "18.8" }, "FSHUB_20210317_C10_S2": { "v": "20.0" }, "FSHUB_20210317_C10_S3": { "v": "18.5" } }, { "d": "2017-01-01", "FSHUB_20210317_C10_S1": { "v": "18.7" }, "FSHUB_20210317_C10_S3": { "v": "19.4" }, "FSHUB_20210317_C10_S2": { "v": "14.3" } }, { "d": "2017-04-01", "FSHUB_20210317_C10_S1": { "v": "17.9" }, "FSHUB_20210317_C10_S3": { "v": "19.2" }, "FSHUB_20210317_C10_S2": { "v": "10.7" } }, { "d": "2017-07-01", "FSHUB_20210317_C10_S3": { "v": "19.8" }, "FSHUB_20210317_C10_S2": { "v": "11.5" }, "FSHUB_20210317_C10_S1": { "v": "18.4" } }, { "d": "2017-10-01", "FSHUB_20210317_C10_S2": { "v": "10.6" }, "FSHUB_20210317_C10_S1": { "v": "17.7" }, "FSHUB_20210317_C10_S3": { "v": "18.9" } }, { "d": "2018-01-01", "FSHUB_20210317_C10_S2": { "v": "10.2" }, "FSHUB_20210317_C10_S1": { "v": "16.2" }, "FSHUB_20210317_C10_S3": { "v": "17.1" } }, { "d": "2018-04-01", "FSHUB_20210317_C10_S3": { "v": "13.4" }, "FSHUB_20210317_C10_S2": { "v": "6.8" }, "FSHUB_20210317_C10_S1": { "v": "12.3" } }, { "d": "2018-07-01", "FSHUB_20210317_C10_S3": { "v": "14.2" }, "FSHUB_20210317_C10_S2": { "v": "6.4" }, "FSHUB_20210317_C10_S1": { "v": "12.9" } }, { "d": "2018-10-01", "FSHUB_20210317_C10_S3": { "v": "13.8" }, "FSHUB_20210317_C10_S2": { "v": "6.5" }, "FSHUB_20210317_C10_S1": { "v": "12.6" } }, { "d": "2019-01-01", "FSHUB_20210317_C10_S3": { "v": "14.0" }, "FSHUB_20210317_C10_S1": { "v": "13.0" }, "FSHUB_20210317_C10_S2": { "v": "6.4" } }, { "d": "2019-04-01", "FSHUB_20210317_C10_S1": { "v": "12.9" }, "FSHUB_20210317_C10_S3": { "v": "14.4" }, "FSHUB_20210317_C10_S2": { "v": "5.6" } }, { "d": "2019-07-01", "FSHUB_20210317_C10_S3": { "v": "16.2" }, "FSHUB_20210317_C10_S2": { "v": "7.4" }, "FSHUB_20210317_C10_S1": { "v": "14.7" } }, { "d": "2019-10-01", "FSHUB_20210317_C10_S2": { "v": "9.3" }, "FSHUB_20210317_C10_S3": { "v": "17.3" }, "FSHUB_20210317_C10_S1": { "v": "16.1" } }, { "d": "2020-01-01", "FSHUB_20210317_C10_S2": { "v": "9.5" }, "FSHUB_20210317_C10_S1": { "v": "17.0" }, "FSHUB_20210317_C10_S3": { "v": "18.1" } }, { "d": "2020-04-01", "FSHUB_20210317_C10_S2": { "v": "9.9" }, "FSHUB_20210317_C10_S1": { "v": "16.5" }, "FSHUB_20210317_C10_S3": { "v": "17.8" } }, { "d": "2020-07-01", "FSHUB_20210317_C10_S2": { "v": "12.7" }, "FSHUB_20210317_C10_S1": { "v": "18.4" }, "FSHUB_20210317_C10_S3": { "v": "19.7" } }, { "d": "2020-10-01", "FSHUB_20210317_C10_S2": { "v": "16.6" }, "FSHUB_20210317_C10_S1": { "v": "21.7" }, "FSHUB_20210317_C10_S3": { "v": "22.6" } } ] }