{
    "terms": {
        "url": "https://www.banqueducanada.ca/conditions-utilisation-avis/"
    },
    "groupDetail": {
        "label": "Les ménages sans prêt hypothécaire ont eu davantage recours aux cartes de crédit ces 12 derniers mois",
        "description": "Indicateurs de l’utilisation de cartes de crédit par les consommateurs sans prêt hypothécaire, données désaisonnalisées\n\nSont considérés comme « consommateurs ayant un solde impayé sur leurs cartes de crédit » les consommateurs qui ont omis de payer en totalité le solde d’au moins une carte de crédit, pendant au moins deux mois consécutifs.\n\nTransUnion et calculs de la Banque du Canada",
        "link": "https://www.banqueducanada.ca/?p=238473"
    },
    "seriesDetail": {
        "FSR_2024_C2_S1": {
            "label": "Proportion de consommateurs ayant un solde impayé sur leurs cartes de crédit (échelle de gauche)",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        },
        "FSR_2024_C2_S2": {
            "label": "Parmi les consommateurs ayant un solde impayé sur leurs cartes de crédit, proportion de ceux dont le solde représente 80 % ou plus de leur limite d’emprunt (échelle de droite)",
            "description": "",
            "dimension": {
                "key": "d",
                "name": "Date"
            }
        }
    },
    "observations": [
        {
            "d": "2016-01-15",
            "FSR_2024_C2_S1": {
                "v": "43.65"
            },
            "FSR_2024_C2_S2": {
                "v": "19.99"
            }
        },
        {
            "d": "2016-02-15",
            "FSR_2024_C2_S1": {
                "v": "42.74"
            },
            "FSR_2024_C2_S2": {
                "v": "21.08"
            }
        },
        {
            "d": "2016-03-15",
            "FSR_2024_C2_S1": {
                "v": "43.16"
            },
            "FSR_2024_C2_S2": {
                "v": "21.16"
            }
        },
        {
            "d": "2016-04-15",
            "FSR_2024_C2_S1": {
                "v": "43.26"
            },
            "FSR_2024_C2_S2": {
                "v": "21.09"
            }
        },
        {
            "d": "2016-05-15",
            "FSR_2024_C2_S1": {
                "v": "43.19"
            },
            "FSR_2024_C2_S2": {
                "v": "21.42"
            }
        },
        {
            "d": "2016-06-15",
            "FSR_2024_C2_S1": {
                "v": "43.28"
            },
            "FSR_2024_C2_S2": {
                "v": "21.59"
            }
        },
        {
            "d": "2016-07-15",
            "FSR_2024_C2_S1": {
                "v": "43.46"
            },
            "FSR_2024_C2_S2": {
                "v": "20.75"
            }
        },
        {
            "d": "2016-08-15",
            "FSR_2024_C2_S1": {
                "v": "44.30"
            },
            "FSR_2024_C2_S2": {
                "v": "19.89"
            }
        },
        {
            "d": "2016-09-15",
            "FSR_2024_C2_S1": {
                "v": "44.15"
            },
            "FSR_2024_C2_S2": {
                "v": "18.66"
            }
        },
        {
            "d": "2016-10-15",
            "FSR_2024_C2_S1": {
                "v": "43.58"
            },
            "FSR_2024_C2_S2": {
                "v": "21.14"
            }
        },
        {
            "d": "2016-11-15",
            "FSR_2024_C2_S1": {
                "v": "43.26"
            },
            "FSR_2024_C2_S2": {
                "v": "21.12"
            }
        },
        {
            "d": "2016-12-15",
            "FSR_2024_C2_S1": {
                "v": "43.44"
            },
            "FSR_2024_C2_S2": {
                "v": "21.27"
            }
        },
        {
            "d": "2017-01-15",
            "FSR_2024_C2_S1": {
                "v": "43.43"
            },
            "FSR_2024_C2_S2": {
                "v": "21.45"
            }
        },
        {
            "d": "2017-02-15",
            "FSR_2024_C2_S1": {
                "v": "43.40"
            },
            "FSR_2024_C2_S2": {
                "v": "21.33"
            }
        },
        {
            "d": "2017-03-15",
            "FSR_2024_C2_S1": {
                "v": "43.26"
            },
            "FSR_2024_C2_S2": {
                "v": "21.37"
            }
        },
        {
            "d": "2017-04-15",
            "FSR_2024_C2_S1": {
                "v": "43.46"
            },
            "FSR_2024_C2_S2": {
                "v": "21.66"
            }
        },
        {
            "d": "2017-05-15",
            "FSR_2024_C2_S1": {
                "v": "43.32"
            },
            "FSR_2024_C2_S2": {
                "v": "21.79"
            }
        },
        {
            "d": "2017-06-15",
            "FSR_2024_C2_S1": {
                "v": "43.09"
            },
            "FSR_2024_C2_S2": {
                "v": "21.94"
            }
        },
        {
            "d": "2017-07-15",
            "FSR_2024_C2_S1": {
                "v": "43.10"
            },
            "FSR_2024_C2_S2": {
                "v": "22.23"
            }
        },
        {
            "d": "2017-08-15",
            "FSR_2024_C2_S1": {
                "v": "43.06"
            },
            "FSR_2024_C2_S2": {
                "v": "21.59"
            }
        },
        {
            "d": "2017-09-15",
            "FSR_2024_C2_S1": {
                "v": "43.18"
            },
            "FSR_2024_C2_S2": {
                "v": "21.83"
            }
        },
        {
            "d": "2017-10-15",
            "FSR_2024_C2_S1": {
                "v": "43.26"
            },
            "FSR_2024_C2_S2": {
                "v": "21.72"
            }
        },
        {
            "d": "2017-11-15",
            "FSR_2024_C2_S1": {
                "v": "43.86"
            },
            "FSR_2024_C2_S2": {
                "v": "21.83"
            }
        },
        {
            "d": "2017-12-15",
            "FSR_2024_C2_S1": {
                "v": "44.20"
            },
            "FSR_2024_C2_S2": {
                "v": "21.64"
            }
        },
        {
            "d": "2018-01-15",
            "FSR_2024_C2_S1": {
                "v": "43.90"
            },
            "FSR_2024_C2_S2": {
                "v": "21.51"
            }
        },
        {
            "d": "2018-02-15",
            "FSR_2024_C2_S1": {
                "v": "43.82"
            },
            "FSR_2024_C2_S2": {
                "v": "21.33"
            }
        },
        {
            "d": "2018-03-15",
            "FSR_2024_C2_S1": {
                "v": "43.54"
            },
            "FSR_2024_C2_S2": {
                "v": "21.68"
            }
        },
        {
            "d": "2018-04-15",
            "FSR_2024_C2_S1": {
                "v": "43.88"
            },
            "FSR_2024_C2_S2": {
                "v": "21.69"
            }
        },
        {
            "d": "2018-05-15",
            "FSR_2024_C2_S1": {
                "v": "43.92"
            },
            "FSR_2024_C2_S2": {
                "v": "21.83"
            }
        },
        {
            "d": "2018-06-15",
            "FSR_2024_C2_S1": {
                "v": "44.15"
            },
            "FSR_2024_C2_S2": {
                "v": "22.15"
            }
        },
        {
            "d": "2018-07-15",
            "FSR_2024_C2_S1": {
                "v": "43.70"
            },
            "FSR_2024_C2_S2": {
                "v": "22.41"
            }
        },
        {
            "d": "2018-08-15",
            "FSR_2024_C2_S1": {
                "v": "43.50"
            },
            "FSR_2024_C2_S2": {
                "v": "22.77"
            }
        },
        {
            "d": "2018-09-15",
            "FSR_2024_C2_S1": {
                "v": "43.69"
            },
            "FSR_2024_C2_S2": {
                "v": "22.56"
            }
        },
        {
            "d": "2018-10-15",
            "FSR_2024_C2_S1": {
                "v": "45.16"
            },
            "FSR_2024_C2_S2": {
                "v": "22.89"
            }
        },
        {
            "d": "2018-11-15",
            "FSR_2024_C2_S1": {
                "v": "45.20"
            },
            "FSR_2024_C2_S2": {
                "v": "22.40"
            }
        },
        {
            "d": "2018-12-15",
            "FSR_2024_C2_S1": {
                "v": "45.49"
            },
            "FSR_2024_C2_S2": {
                "v": "22.21"
            }
        },
        {
            "d": "2019-01-15",
            "FSR_2024_C2_S1": {
                "v": "44.95"
            },
            "FSR_2024_C2_S2": {
                "v": "22.28"
            }
        },
        {
            "d": "2019-02-15",
            "FSR_2024_C2_S1": {
                "v": "44.92"
            },
            "FSR_2024_C2_S2": {
                "v": "22.36"
            }
        },
        {
            "d": "2019-03-15",
            "FSR_2024_C2_S1": {
                "v": "44.91"
            },
            "FSR_2024_C2_S2": {
                "v": "22.63"
            }
        },
        {
            "d": "2019-04-15",
            "FSR_2024_C2_S1": {
                "v": "45.85"
            },
            "FSR_2024_C2_S2": {
                "v": "22.89"
            }
        },
        {
            "d": "2019-05-15",
            "FSR_2024_C2_S1": {
                "v": "45.71"
            },
            "FSR_2024_C2_S2": {
                "v": "23.10"
            }
        },
        {
            "d": "2019-06-15",
            "FSR_2024_C2_S1": {
                "v": "45.63"
            },
            "FSR_2024_C2_S2": {
                "v": "23.17"
            }
        },
        {
            "d": "2019-07-15",
            "FSR_2024_C2_S1": {
                "v": "45.47"
            },
            "FSR_2024_C2_S2": {
                "v": "23.15"
            }
        },
        {
            "d": "2019-08-15",
            "FSR_2024_C2_S1": {
                "v": "45.52"
            },
            "FSR_2024_C2_S2": {
                "v": "23.75"
            }
        },
        {
            "d": "2019-09-15",
            "FSR_2024_C2_S1": {
                "v": "45.76"
            },
            "FSR_2024_C2_S2": {
                "v": "22.98"
            }
        },
        {
            "d": "2019-10-15",
            "FSR_2024_C2_S1": {
                "v": "45.68"
            },
            "FSR_2024_C2_S2": {
                "v": "22.83"
            }
        },
        {
            "d": "2019-11-15",
            "FSR_2024_C2_S1": {
                "v": "45.66"
            },
            "FSR_2024_C2_S2": {
                "v": "22.91"
            }
        },
        {
            "d": "2019-12-15",
            "FSR_2024_C2_S1": {
                "v": "46.32"
            },
            "FSR_2024_C2_S2": {
                "v": "23.10"
            }
        },
        {
            "d": "2020-01-15",
            "FSR_2024_C2_S1": {
                "v": "45.25"
            },
            "FSR_2024_C2_S2": {
                "v": "23.12"
            }
        },
        {
            "d": "2020-02-15",
            "FSR_2024_C2_S1": {
                "v": "43.72"
            },
            "FSR_2024_C2_S2": {
                "v": "22.79"
            }
        },
        {
            "d": "2020-03-15",
            "FSR_2024_C2_S1": {
                "v": "44.23"
            },
            "FSR_2024_C2_S2": {
                "v": "23.01"
            }
        },
        {
            "d": "2020-04-15",
            "FSR_2024_C2_S1": {
                "v": "44.89"
            },
            "FSR_2024_C2_S2": {
                "v": "21.18"
            }
        },
        {
            "d": "2020-05-15",
            "FSR_2024_C2_S1": {
                "v": "43.36"
            },
            "FSR_2024_C2_S2": {
                "v": "20.01"
            }
        },
        {
            "d": "2020-06-15",
            "FSR_2024_C2_S1": {
                "v": "43.02"
            },
            "FSR_2024_C2_S2": {
                "v": "18.51"
            }
        },
        {
            "d": "2020-07-15",
            "FSR_2024_C2_S1": {
                "v": "43.37"
            },
            "FSR_2024_C2_S2": {
                "v": "19.65"
            }
        },
        {
            "d": "2020-08-15",
            "FSR_2024_C2_S1": {
                "v": "43.12"
            },
            "FSR_2024_C2_S2": {
                "v": "19.64"
            }
        },
        {
            "d": "2020-09-15",
            "FSR_2024_C2_S1": {
                "v": "42.93"
            },
            "FSR_2024_C2_S2": {
                "v": "20.00"
            }
        },
        {
            "d": "2020-10-15",
            "FSR_2024_C2_S1": {
                "v": "42.27"
            },
            "FSR_2024_C2_S2": {
                "v": "20.07"
            }
        },
        {
            "d": "2020-11-15",
            "FSR_2024_C2_S1": {
                "v": "42.64"
            },
            "FSR_2024_C2_S2": {
                "v": "20.23"
            }
        },
        {
            "d": "2020-12-15",
            "FSR_2024_C2_S1": {
                "v": "42.72"
            },
            "FSR_2024_C2_S2": {
                "v": "20.22"
            }
        },
        {
            "d": "2021-01-15",
            "FSR_2024_C2_S1": {
                "v": "40.13"
            },
            "FSR_2024_C2_S2": {
                "v": "19.99"
            }
        },
        {
            "d": "2021-02-15",
            "FSR_2024_C2_S1": {
                "v": "39.70"
            },
            "FSR_2024_C2_S2": {
                "v": "19.33"
            }
        },
        {
            "d": "2021-03-15",
            "FSR_2024_C2_S1": {
                "v": "42.36"
            },
            "FSR_2024_C2_S2": {
                "v": "20.35"
            }
        },
        {
            "d": "2021-04-15",
            "FSR_2024_C2_S1": {
                "v": "43.46"
            },
            "FSR_2024_C2_S2": {
                "v": "20.29"
            }
        },
        {
            "d": "2021-05-15",
            "FSR_2024_C2_S1": {
                "v": "42.56"
            },
            "FSR_2024_C2_S2": {
                "v": "20.13"
            }
        },
        {
            "d": "2021-06-15",
            "FSR_2024_C2_S1": {
                "v": "42.18"
            },
            "FSR_2024_C2_S2": {
                "v": "19.94"
            }
        },
        {
            "d": "2021-07-15",
            "FSR_2024_C2_S1": {
                "v": "42.29"
            },
            "FSR_2024_C2_S2": {
                "v": "20.83"
            }
        },
        {
            "d": "2021-08-15",
            "FSR_2024_C2_S1": {
                "v": "42.82"
            },
            "FSR_2024_C2_S2": {
                "v": "19.59"
            }
        },
        {
            "d": "2021-09-15",
            "FSR_2024_C2_S1": {
                "v": "42.84"
            },
            "FSR_2024_C2_S2": {
                "v": "19.30"
            }
        },
        {
            "d": "2021-10-15",
            "FSR_2024_C2_S1": {
                "v": "42.31"
            },
            "FSR_2024_C2_S2": {
                "v": "20.28"
            }
        },
        {
            "d": "2021-11-15",
            "FSR_2024_C2_S1": {
                "v": "43.35"
            },
            "FSR_2024_C2_S2": {
                "v": "20.74"
            }
        },
        {
            "d": "2021-12-15",
            "FSR_2024_C2_S1": {
                "v": "43.32"
            },
            "FSR_2024_C2_S2": {
                "v": "20.41"
            }
        },
        {
            "d": "2022-01-15",
            "FSR_2024_C2_S1": {
                "v": "40.97"
            },
            "FSR_2024_C2_S2": {
                "v": "20.71"
            }
        },
        {
            "d": "2022-02-15",
            "FSR_2024_C2_S1": {
                "v": "41.74"
            },
            "FSR_2024_C2_S2": {
                "v": "20.77"
            }
        },
        {
            "d": "2022-03-15",
            "FSR_2024_C2_S1": {
                "v": "43.23"
            },
            "FSR_2024_C2_S2": {
                "v": "20.51"
            }
        },
        {
            "d": "2022-04-15",
            "FSR_2024_C2_S1": {
                "v": "43.35"
            },
            "FSR_2024_C2_S2": {
                "v": "21.30"
            }
        },
        {
            "d": "2022-05-15",
            "FSR_2024_C2_S1": {
                "v": "43.01"
            },
            "FSR_2024_C2_S2": {
                "v": "21.70"
            }
        },
        {
            "d": "2022-06-15",
            "FSR_2024_C2_S1": {
                "v": "43.13"
            },
            "FSR_2024_C2_S2": {
                "v": "22.04"
            }
        },
        {
            "d": "2022-07-15",
            "FSR_2024_C2_S1": {
                "v": "42.77"
            },
            "FSR_2024_C2_S2": {
                "v": "22.01"
            }
        },
        {
            "d": "2022-08-15",
            "FSR_2024_C2_S1": {
                "v": "42.84"
            },
            "FSR_2024_C2_S2": {
                "v": "22.36"
            }
        },
        {
            "d": "2022-09-15",
            "FSR_2024_C2_S1": {
                "v": "42.88"
            },
            "FSR_2024_C2_S2": {
                "v": "22.19"
            }
        },
        {
            "d": "2022-10-15",
            "FSR_2024_C2_S1": {
                "v": "42.94"
            },
            "FSR_2024_C2_S2": {
                "v": "21.82"
            }
        },
        {
            "d": "2022-11-15",
            "FSR_2024_C2_S1": {
                "v": "43.50"
            },
            "FSR_2024_C2_S2": {
                "v": "21.40"
            }
        },
        {
            "d": "2022-12-15",
            "FSR_2024_C2_S1": {
                "v": "43.21"
            },
            "FSR_2024_C2_S2": {
                "v": "21.89"
            }
        },
        {
            "d": "2023-01-15",
            "FSR_2024_C2_S1": {
                "v": "42.55"
            },
            "FSR_2024_C2_S2": {
                "v": "21.84"
            }
        },
        {
            "d": "2023-02-15",
            "FSR_2024_C2_S1": {
                "v": "42.74"
            },
            "FSR_2024_C2_S2": {
                "v": "21.95"
            }
        },
        {
            "d": "2023-03-15",
            "FSR_2024_C2_S1": {
                "v": "43.24"
            },
            "FSR_2024_C2_S2": {
                "v": "22.04"
            }
        },
        {
            "d": "2023-04-15",
            "FSR_2024_C2_S1": {
                "v": "43.78"
            },
            "FSR_2024_C2_S2": {
                "v": "22.09"
            }
        },
        {
            "d": "2023-05-15",
            "FSR_2024_C2_S1": {
                "v": "43.77"
            },
            "FSR_2024_C2_S2": {
                "v": "22.64"
            }
        },
        {
            "d": "2023-06-15",
            "FSR_2024_C2_S1": {
                "v": "43.59"
            },
            "FSR_2024_C2_S2": {
                "v": "23.34"
            }
        },
        {
            "d": "2023-07-15",
            "FSR_2024_C2_S1": {
                "v": "43.47"
            },
            "FSR_2024_C2_S2": {
                "v": "22.76"
            }
        },
        {
            "d": "2023-08-15",
            "FSR_2024_C2_S1": {
                "v": "43.60"
            },
            "FSR_2024_C2_S2": {
                "v": "22.78"
            }
        },
        {
            "d": "2023-09-15",
            "FSR_2024_C2_S1": {
                "v": "43.87"
            },
            "FSR_2024_C2_S2": {
                "v": "22.78"
            }
        },
        {
            "d": "2023-10-15",
            "FSR_2024_C2_S1": {
                "v": "44.03"
            },
            "FSR_2024_C2_S2": {
                "v": "22.62"
            }
        },
        {
            "d": "2023-11-15",
            "FSR_2024_C2_S1": {
                "v": "44.16"
            },
            "FSR_2024_C2_S2": {
                "v": "22.48"
            }
        },
        {
            "d": "2023-12-15",
            "FSR_2024_C2_S1": {
                "v": "44.20"
            },
            "FSR_2024_C2_S2": {
                "v": "22.61"
            }
        },
        {
            "d": "2024-01-15",
            "FSR_2024_C2_S1": {
                "v": "43.81"
            },
            "FSR_2024_C2_S2": {
                "v": "22.67"
            }
        },
        {
            "d": "2024-02-15",
            "FSR_2024_C2_S1": {
                "v": "43.75"
            },
            "FSR_2024_C2_S2": {
                "v": "22.99"
            }
        },
        {
            "d": "2024-03-15",
            "FSR_2024_C2_S1": {
                "v": "45.68"
            },
            "FSR_2024_C2_S2": {
                "v": "23.03"
            }
        }
    ]
}