<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.banqueducanada.ca/conditions-utilisation-avis/"></terms>
<groupDetail>
    <label>Le coût du service de la dette des nouveaux prêts hypothécaires a augmenté considérablement depuis 2022</label>
    <description><![CDATA[Indicateurs du coût du service de la dette des nouveaux prêts hypothécaires

relevés réglementaires soumis par les banques canadiennes et calculs de la Banque du Canada]]></description>
    <link>https://www.banqueducanada.ca/?p=238473</link>
</groupDetail>
<seriesDetail>
<series id="FSR_2024_C4_S1">
<label>Proportion de nouveaux prêts hypothécaires dont le ratio du service de la dette hypothécaire est supérieur à 25 % (échelle de gauche)</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="FSR_2024_C4_S2">
<label>Ratio médian du service de la dette hypothécaire (échelle de droite)</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
</seriesDetail>
<observations>
<o d="2014-01-01"><v s="FSR_2024_C4_S1">15.50</v><v s="FSR_2024_C4_S2">15.70</v></o>
<o d="2014-04-01"><v s="FSR_2024_C4_S1">14.26</v><v s="FSR_2024_C4_S2">15.32</v></o>
<o d="2014-07-01"><v s="FSR_2024_C4_S2">15.53</v><v s="FSR_2024_C4_S1">15.19</v></o>
<o d="2014-10-01"><v s="FSR_2024_C4_S2">15.49</v><v s="FSR_2024_C4_S1">15.52</v></o>
<o d="2015-01-01"><v s="FSR_2024_C4_S1">15.25</v><v s="FSR_2024_C4_S2">15.42</v></o>
<o d="2015-04-01"><v s="FSR_2024_C4_S1">16.14</v><v s="FSR_2024_C4_S2">15.67</v></o>
<o d="2015-07-01"><v s="FSR_2024_C4_S2">15.70</v><v s="FSR_2024_C4_S1">16.39</v></o>
<o d="2015-10-01"><v s="FSR_2024_C4_S2">15.54</v><v s="FSR_2024_C4_S1">15.43</v></o>
<o d="2016-01-01"><v s="FSR_2024_C4_S2">15.55</v><v s="FSR_2024_C4_S1">15.97</v></o>
<o d="2016-04-01"><v s="FSR_2024_C4_S2">15.35</v><v s="FSR_2024_C4_S1">15.35</v></o>
<o d="2016-07-01"><v s="FSR_2024_C4_S2">15.63</v><v s="FSR_2024_C4_S1">16.27</v></o>
<o d="2016-10-01"><v s="FSR_2024_C4_S2">15.63</v><v s="FSR_2024_C4_S1">16.22</v></o>
<o d="2017-01-01"><v s="FSR_2024_C4_S1">18.00</v><v s="FSR_2024_C4_S2">16.15</v></o>
<o d="2017-04-01"><v s="FSR_2024_C4_S1">16.19</v><v s="FSR_2024_C4_S2">15.86</v></o>
<o d="2017-07-01"><v s="FSR_2024_C4_S2">16.31</v><v s="FSR_2024_C4_S1">17.52</v></o>
<o d="2017-10-01"><v s="FSR_2024_C4_S2">16.65</v><v s="FSR_2024_C4_S1">19.19</v></o>
<o d="2018-01-01"><v s="FSR_2024_C4_S2">16.66</v><v s="FSR_2024_C4_S1">18.79</v></o>
<o d="2018-04-01"><v s="FSR_2024_C4_S2">16.04</v><v s="FSR_2024_C4_S1">14.88</v></o>
<o d="2018-07-01"><v s="FSR_2024_C4_S2">16.27</v><v s="FSR_2024_C4_S1">15.63</v></o>
<o d="2018-10-01"><v s="FSR_2024_C4_S2">16.56</v><v s="FSR_2024_C4_S1">17.12</v></o>
<o d="2019-01-01"><v s="FSR_2024_C4_S1">18.55</v><v s="FSR_2024_C4_S2">16.99</v></o>
<o d="2019-04-01"><v s="FSR_2024_C4_S1">16.17</v><v s="FSR_2024_C4_S2">16.57</v></o>
<o d="2019-07-01"><v s="FSR_2024_C4_S2">16.61</v><v s="FSR_2024_C4_S1">15.48</v></o>
<o d="2019-10-01"><v s="FSR_2024_C4_S1">16.06</v><v s="FSR_2024_C4_S2">16.56</v></o>
<o d="2020-01-01"><v s="FSR_2024_C4_S1">16.86</v><v s="FSR_2024_C4_S2">16.48</v></o>
<o d="2020-04-01"><v s="FSR_2024_C4_S1">13.24</v><v s="FSR_2024_C4_S2">15.85</v></o>
<o d="2020-07-01"><v s="FSR_2024_C4_S1">12.26</v><v s="FSR_2024_C4_S2">15.89</v></o>
<o d="2020-10-01"><v s="FSR_2024_C4_S1">12.39</v><v s="FSR_2024_C4_S2">15.91</v></o>
<o d="2021-01-01"><v s="FSR_2024_C4_S2">15.70</v><v s="FSR_2024_C4_S1">12.54</v></o>
<o d="2021-04-01"><v s="FSR_2024_C4_S1">13.70</v><v s="FSR_2024_C4_S2">16.15</v></o>
<o d="2021-07-01"><v s="FSR_2024_C4_S1">13.38</v><v s="FSR_2024_C4_S2">16.02</v></o>
<o d="2021-10-01"><v s="FSR_2024_C4_S1">12.93</v><v s="FSR_2024_C4_S2">16.00</v></o>
<o d="2022-01-01"><v s="FSR_2024_C4_S1">14.84</v><v s="FSR_2024_C4_S2">16.29</v></o>
<o d="2022-04-01"><v s="FSR_2024_C4_S1">20.87</v><v s="FSR_2024_C4_S2">17.40</v></o>
<o d="2022-07-01"><v s="FSR_2024_C4_S1">28.75</v><v s="FSR_2024_C4_S2">18.68</v></o>
<o d="2022-10-01"><v s="FSR_2024_C4_S2">19.25</v><v s="FSR_2024_C4_S1">31.33</v></o>
<o d="2023-01-01"><v s="FSR_2024_C4_S2">19.52</v><v s="FSR_2024_C4_S1">31.76</v></o>
<o d="2023-04-01"><v s="FSR_2024_C4_S2">19.52</v><v s="FSR_2024_C4_S1">31.63</v></o>
<o d="2023-07-01"><v s="FSR_2024_C4_S2">20.20</v><v s="FSR_2024_C4_S1">33.82</v></o>
<o d="2023-10-01"><v s="FSR_2024_C4_S1">34.47</v><v s="FSR_2024_C4_S2">20.22</v></o>
</observations>
</data>