<?xml version="1.0" encoding="UTF-8"?>
<data>
<terms url="https://www.banqueducanada.ca/conditions-utilisation-avis/"></terms>
<groupDetail>
    <label>À mesure que les taux d’intérêt montent, la portion « intérêts » du versement fixe d’un prêt à taux variable augmente jusqu’à ce que le taux limite soit atteint</label>
    <description><![CDATA[Exemple illustrant l’évolution des portions allouées aux intérêts et au capital du versement fixe d’un prêt à taux variable

This example shows a mortgage for $500,000 originated in January 2021 with an initial interest rate of 1.5% and an amortization period of 30 years. The resulting fixed monthly payment is $1,724, assuming semi-annual compounding. The variable interest rate on this mortgage changes one-to-one with the prime rate.

Bank of Canada calculations]]></description>
    <link>https://www.banqueducanada.ca/?p=229215</link>
</groupDetail>
<seriesDetail>
<series id="SAN_MURC20221110_C1_S1">
<label>Portion allouée aux intérêts (échelle de gauche)</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MURC20221110_C1_S2">
<label>Portion allouée au capital (échelle de gauche)</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MURC20221110_C1_S3">
<label>Versement mensuel fixe (échelle de gauche)</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
<series id="SAN_MURC20221110_C1_S4">
<label>Taux hypothécaire (échelle de droite)</label>
<description></description>
<dimension key="d" name="Date"/>
</series>
</seriesDetail>
<observations>
<o d="2021-01-01"><v s="SAN_MURC20221110_C1_S1">623</v><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S2">1101</v></o>
<o d="2021-02-01"><v s="SAN_MURC20221110_C1_S1">622</v><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S2">1103</v></o>
<o d="2021-03-01"><v s="SAN_MURC20221110_C1_S2">1104</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S1">620</v><v s="SAN_MURC20221110_C1_S4">1.50</v></o>
<o d="2021-04-01"><v s="SAN_MURC20221110_C1_S2">1106</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S1">619</v><v s="SAN_MURC20221110_C1_S4">1.50</v></o>
<o d="2021-05-01"><v s="SAN_MURC20221110_C1_S2">1107</v><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S1">618</v></o>
<o d="2021-06-01"><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S2">1108</v><v s="SAN_MURC20221110_C1_S1">616</v></o>
<o d="2021-07-01"><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S2">1110</v><v s="SAN_MURC20221110_C1_S1">615</v><v s="SAN_MURC20221110_C1_S4">1.50</v></o>
<o d="2021-08-01"><v s="SAN_MURC20221110_C1_S1">613</v><v s="SAN_MURC20221110_C1_S2">1111</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S4">1.50</v></o>
<o d="2021-09-01"><v s="SAN_MURC20221110_C1_S2">1112</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S1">612</v></o>
<o d="2021-10-01"><v s="SAN_MURC20221110_C1_S1">611</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S2">1114</v></o>
<o d="2021-11-01"><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S1">609</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S2">1115</v></o>
<o d="2021-12-01"><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S2">1117</v><v s="SAN_MURC20221110_C1_S1">608</v></o>
<o d="2022-01-01"><v s="SAN_MURC20221110_C1_S2">1118</v><v s="SAN_MURC20221110_C1_S1">606</v><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S3">1724</v></o>
<o d="2022-02-01"><v s="SAN_MURC20221110_C1_S2">1119</v><v s="SAN_MURC20221110_C1_S1">605</v><v s="SAN_MURC20221110_C1_S4">1.50</v><v s="SAN_MURC20221110_C1_S3">1724</v></o>
<o d="2022-03-01"><v s="SAN_MURC20221110_C1_S1">704</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S4">1.75</v><v s="SAN_MURC20221110_C1_S2">1021</v></o>
<o d="2022-04-01"><v s="SAN_MURC20221110_C1_S2">822</v><v s="SAN_MURC20221110_C1_S4">2.25</v><v s="SAN_MURC20221110_C1_S1">902</v><v s="SAN_MURC20221110_C1_S3">1724</v></o>
<o d="2022-05-01"><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S2">824</v><v s="SAN_MURC20221110_C1_S4">2.25</v><v s="SAN_MURC20221110_C1_S1">901</v></o>
<o d="2022-06-01"><v s="SAN_MURC20221110_C1_S1">1098</v><v s="SAN_MURC20221110_C1_S4">2.75</v><v s="SAN_MURC20221110_C1_S2">627</v><v s="SAN_MURC20221110_C1_S3">1724</v></o>
<o d="2022-07-01"><v s="SAN_MURC20221110_C1_S1">1492</v><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S4">3.75</v><v s="SAN_MURC20221110_C1_S2">232</v></o>
<o d="2022-08-01"><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S4">3.75</v><v s="SAN_MURC20221110_C1_S1">1491</v><v s="SAN_MURC20221110_C1_S2">233</v></o>
<o d="2022-09-01"><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S1">1786</v><v s="SAN_MURC20221110_C1_S2">-61</v><v s="SAN_MURC20221110_C1_S4">4.50</v></o>
<o d="2022-10-01"><v s="SAN_MURC20221110_C1_S3">1724</v><v s="SAN_MURC20221110_C1_S1">1982</v><v s="SAN_MURC20221110_C1_S2">-196</v><v s="SAN_MURC20221110_C1_S4">5.00</v></o>
</observations>
</data>