"CONDITIONS D’UTILISATION ET AVIS D’EXONÉRATION DE RESPONSABILITÉ" "https://www.banqueducanada.ca/conditions-utilisation-avis/" "TITRE" "Environ la moitié des prêts hypothécaires à taux variable et à versements fixes ont atteint leur taux limite en date d’octobre 2022" "DESCRIPTION" "Proportion cumulative des prêts hypothécaires à taux variable et à versements fixes qui atteignent leur taux limite à différents taux d’intérêt, selon l’année où ils ont été contractés ou renouvelés" "" "Calculations include variable-rate, fixed-payment mortgages that originated or were renewed at federally regulated financial institutions. The sample includes only mortgages that have not yet reached the end of their contractual loan term. To determine whether a mortgage has reached its trigger rate at current interest rates, we update the initial interest rate to October 2022 by applying changes in the prime lending rate." "" "Regulatory filings of Canadian banks and Bank of Canada calculations" "LIEN" "https://www.banqueducanada.ca/?p=229215" "SÉRIES" "id","label","description" "SAN_MURC20221110_C2_S1","x","" "SAN_MURC20221110_C2_S2","Contracté ou renouvelé avant 2020","" "SAN_MURC20221110_C2_S3","Contracté ou renouvelé en 2020","" "SAN_MURC20221110_C2_S4","Contracté ou renouvelé en 2021","" "SAN_MURC20221110_C2_S5","Contracté ou renouvelé en 2022","" "SAN_MURC20221110_C2_S6","Tous les prêts hypothécaires à taux variable et à versements fixes","" "OBSERVATIONS" "k","SAN_MURC20221110_C2_S1","SAN_MURC20221110_C2_S2","SAN_MURC20221110_C2_S3","SAN_MURC20221110_C2_S4","SAN_MURC20221110_C2_S5","SAN_MURC20221110_C2_S6" "1","2.1","0.0","0.0","0.0","0.0","0.0" "2","2.4","0.0","0.0","0.0","0.0","0.0" "3","2.6","0.0","0.0","0.0","0.0","0.0" "4","2.9","0.0","0.0","0.0","0.0","0.0" "5","3.1","0.0","0.1","0.1","0.0","0.0" "6","3.4","0.0","0.3","0.4","0.0","0.2" "7","3.6","0.0","1.2","2.6","0.1","1.1" "8","3.9","0.1","2.9","3.3","0.2","1.7" "9","4.1","0.4","15.9","5.9","0.7","5.3" "10","4.4","1.2","27.7","31.7","10.1","18.3" "11","4.6","4.0","34.7","40.2","20.9","25.6" "12","4.9","11.4","50.4","44.3","30.1","33.9" "13","5.1","24.6","58.4","70.3","45.5","50.8" "14","5.4","34.0","64.7","74.0","54.0","57.5" "15","5.6","48.4","68.9","78.1","66.9","66.2" "16","5.9","62.7","73.5","80.3","72.7","72.8" "17","6.1","69.0","76.7","83.2","76.4","76.8" "18","6.4","73.6","79.1","84.9","82.3","80.3" "19","6.6","76.9","81.2","86.5","84.7","82.6" "20","6.9","79.8","83.0","87.8","86.8","84.6" "21","7.1","81.8","84.5","88.8","88.6","86.1" "22","7.4","83.6","85.8","89.8","90.0","87.5" "23","7.6","85.0","87.1","90.6","91.0","88.6" "24","7.9","86.1","88.0","91.7","92.1","89.6" "25","8.1","87.0","88.7","92.2","92.9","90.4"